Infrastructure for what happens to your assets when you can't manage them yourself.
Bloodline is an AI-native platform for discovering, verifying, protecting, and recovering financial and digital assets on behalf of families. It combines agentic AI, blockchain attestation, secure storage, and identity verification into infrastructure that heirs can actually use — not just a legal document describing what should happen.
The problem
Traditional financial systems assume the account holder stays available to manage their own assets. That assumption fails the moment someone is incapacitated or dies.
Forgotten bank accounts, insurance claims never filed, dormant investments, and pension benefits that go unclaimed because no one knew where to look.
Self-custodied assets can't be recovered without private keys or seed phrases — and no institution can reset or recover them on a beneficiary's behalf.
Bloodline builds the infrastructure layer that minimizes this risk while preserving user ownership and privacy — for both worlds, on one platform.
Design principles
Architecture
A single orchestration layer routes every request through specialized AI agents, which in turn reach into institutions, chains, and storage — never the other way around.
Continuously maps a user's financial footprint across banks, brokerages, insurance, pensions, exchanges, wallets, NFTs, and DeFi protocols.
- API integrations
- Uploaded documents & statements
- Wallet connections
- Email parsing (planned)
Guides beneficiaries through institution-specific recovery workflows end to end.
- Document understanding & eligibility checks
- Checklist generation & form completion
- Follow-up reminders & progress tracking
Periodically verifies user activity without exposing unnecessary personal information, then decides whether continuity mode should trigger.
- App activity & wallet signatures
- Biometric / government ID checks
- Trusted contacts & institutional confirmation
Encrypted storage for the documents a recovery actually depends on.
- Wills & beneficiary instructions
- Insurance & identity documents
- Wallet metadata & recovery notes
Lifecycle
AI Agents
Four specialized agents collaborate under the orchestrator to complete recovery workflows that would otherwise require a human caseworker at every institution.
- Identify relevant institutions
- Classify uploaded documents
- Extract structured information
- Detect missing or likely assets
- Identity verification
- Beneficiary validation
- Document consistency checks
- Fraud detection
- Generate institution-specific workflows
- Prepare documentation
- Answer beneficiary questions
- Track recovery progress
- Prioritize recovery tasks
- Estimate complexity
- Recommend next actions
- Generate personalized continuity plans
AI stack
The current architecture is model-agnostic by design — no single LLM vendor is load-bearing.
Supporting infrastructure:
Agent memory persists context across long-running recovery processes, which can span weeks across multiple institutions.
Security
Security follows a zero-trust approach end to end. No plaintext recovery secrets are ever exposed to Bloodline operators.
Privacy model
Users retain ownership of their data. Bloodline operates strictly under explicit, revocable consent — access permissions are granular by default, never blanket.
Compliance targets — future state, not current certification.
Blockchain
Blockchain is used selectively — for immutability and verification, never as a place to store sensitive personal data.
- Document hashes
- Beneficiary approvals
- Consent records
- Workflow attestations
- Audit trails
- Identity documents
- Wallet metadata & seed material
- Wills & beneficiary instructions
- Any personally identifiable information
Candidate infrastructure
APIs — planned
REST and GraphQL surfaces are planned for Phase 2. The groupings below reflect the integration surface, not a stable contract yet.
- Banks
- Brokerages
- Insurance companies
- Wallet providers
- Exchanges
- Custodians
- Government eKYC
- Identity providers
- SMS
- Push
Technology stack
Roadmap
Four phases, moving from financial-asset recovery today toward an autonomous, cross-border AI family office.
Foundation
- Financial asset discovery
- Recovery Copilot
- Secure vault
Digital assets
- Digital asset discovery
- Wallet integrations
- Institutional APIs
- AI recovery automation
Autonomy
- Family wealth graph
- Cross-border recovery
- Autonomous AI agents
Wealth continuity platform
- Digital asset-backed lending
- Estate financing
- AI family office
FAQ
What is Bloodline, in one sentence?
Infrastructure that lets heirs actually discover and recover a family's financial and digital assets — not just legal paperwork describing what should happen to them.
How is this different from estate planning software?
Estate planning software focuses on documenting intent — wills, trusts, instructions. Bloodline builds the operational layer underneath that: continuous asset discovery, Proof-of-Life monitoring, and AI-assisted recovery workflows that actually execute across institutions and wallets.
Does Bloodline ever hold my private keys or seed phrases?
No. Wallet metadata and recovery instructions can be stored in the encrypted vault, but private keys are never transmitted without explicit user consent, and no plaintext recovery secret is exposed to Bloodline operators.
What triggers a recovery workflow?
The Proof-of-Life engine periodically checks activity signals — app usage, wallet signatures, biometric or ID confirmation, trusted contacts — and determines whether the account should stay in normal monitoring or transition into continuity mode.
Why use blockchain at all if sensitive data stays off-chain?
Chains are used for what they're actually good at: making consent records, approvals, and audit trails tamper-evident. Anything personally identifying stays off-chain by design.
Which LLMs power the agents?
The orchestration layer is model-agnostic. Gemini, GPT, and Claude are all candidate models, selected per task rather than locked to a single vendor.
What's actually built today versus planned?
Current work is focused on Phase 1: asset discovery, AI-assisted recovery, secure beneficiary management, document intelligence, and institutional workflow orchestration. APIs, deeper wallet integrations, and autonomous agents are Phase 2 and beyond.